Our Leadership

Board Of Directors

Titan Bank's five member board plays a crucial role in overseeing the safety and soundness of the bank as well as ensuring that the bank continues to operate in the best interest of its employees, its community, and its investors.

Steven L. McDonald

Steven L. McDonald

President and CEO

Mr. McDonald is President and CEO of Titan Bank. Mr. McDonald also serves among the board of directors of Titan Bank.   Mr. McDonald has over 30 years of financial services experience and shares an incredible passion for community banks, lending, speciality finance, nonprime and technology. Mr. McDonald is committed to relationship banking in order to provide customers with outstanding service and powerful expertise to achieve their goals and expectations. Most recently, Mr. McDonald served as President and CEO of Town North Bank(“TNB”) in Dallas for seven years to turn a troubled institution into an incredible success story and eventual new owner acquisition. Prior to joining TNB, Mr. McDonald held a variety of executive level positions for HSBC, Household International, Inc. and First USA, Inc.  Mr. McDonald is a CPA and his experiences with Ernst & Young are the foundation to his career. Mr. McDonald has served the community through extensive high school scholarship programs and other special causes. Mr. McDonald also serves on the Parish Episcopal School Board of Trustees and Chairs the Budget & Finance Committee. Mr. McDonald is a graduate of Southern Methodist University in Dallas, Texas.            

Carl Esrey

Carl Esrey

Chairman

Mr. Esrey is Chairman of the bank and serves on its finance and credit committees. He is also the founder of BMC Capital, the leading non-bank originator of commercial real estate debt for the $500,000 to $5,000,000 sector. At BMC Capital, Mr. Esrey has been extensively involved with the origination, closing, underwriting, and servicing departments. Over the past 20 years he has worked on thousands of transactions. Esrey is well connected in the lending community and has deep relationships with hundreds of bankers that have come to him for advice on loan solutions and loan disposition.  Furthermore, Esrey has been involved in the acquisition and disposition of multiple distressed and performing real estate related assets. He has currently owns and operates in excess of a thousand multifamily units. Mr. Esrey graduated from Texas Christian University in Fort Worth, Texas.

Jonathan Morris

Jonathan Morris

Director

Mr. Morris is a director of the bank and serves on its finance and credit committees. He also serves as President of BMC Bancshares, the holding company that owns Titan Bank. Mr. Morris is a director of and previously served as President of BMC Capital, the leading non-bank originator of commercial real estate debt for the $500,000 to $5 million sector. Previously, Mr. Morris founded two technology companies in Asia, GlobalTech Solutions and Indonesia Online. Mr. Morris also worked at The Boston Consulting Group’s Chicago and Jakarta offices where he developed and implemented strategic plans for global financial servicing firms. Mr. Morris graduated cum laude from Brown University, received an MBA from the Harvard Business School, and studied at Mansfield College in Oxford University. Mr. Morris additionally serves on the board of the North Texas Chapter of the Young President’s Organization (YPO).

Don Crawford

Don Crawford

Director

Mr. Crawford joined the board of Titan Bank in 2009. He lives in Mineral Wells and is a CPA who recently retired from the firm of Crawford, Carter and Thompson of Mineral Wells. He is also a director of Lone Star Ag Credit, an agricultural credit association based in Fort Worth. Mr. Crawford is also a partner in Crawford Ranch of Strawn, Texas, a commercial beef cattle operation. Additionally he is chairman of the finance committee for Our Lady of Lourdes Catholic Church.

Tommy Michaels

Tommy Michaels

Director

Mr. Michaels has been with Titan Bank since 1990 and served as President & CEO until his retirement inl 2010. Mr. Michaels is a Mineral Wells resident and has more than 50 years of Texas banking experience. Prior to joining the bank, Mr. Michaels worked for several years as a Vice President, loan officer, and cashier of People's National Bank (Winters, Texas). He has prior experience with Interfirst/NC&B Bank, People's State Bank (Clyde, Texas), Home State Bank (Rochester, Texas) and Haskell Bank (Lewisville, Texas).